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Terms And Conditions

  1. 1. Customers can join the scheme any day of the year.
  2. 2. Existing members can enroll in multiple schemes.
  3. 3. KYC (Know Your Customer) verification is mandatory for membership.
  4. 4. Monthly installments must be paid on or before the 10th of each month.
  5. 5. Discounts apply only if all installments are paid on time.
  6. 6. Payments can be made in cash, or through online options
  7. 7. The membership card must be surrendered at redemption.
  8. 8. Failure to surrender the card will result in cancellation of membership
  9. 9. Receipts will be issued for each deposit made.
  10. 10. Receipts and deposits should be reflected in the membership card.
  11. 11. Report discrepancies in card entries or receipts within 7 days.
  12. 12. Late payments will postpone the redemption date.
  13. 13. Discontinuing the scheme early allows redemption only in silver jewellery and no benefits will be given in case of discontinuation
  14. 14. Rewards and discounts are forfeited if the scheme is discontinued early and rate punched in the card will not be calculated! Only the amount deposited will be refunded in the form of purchases!
  15. 15. The redemption date is 30 days after the last successful installment
  16. 16. The scheme is valid only for purchasing jewellery (gold and silver).
  17. 17. Making charges for jewellery vary based on the item.
  18. 18. Government taxes apply to the delivery of jewellery.
  19. 19. The scheme cannot be combined with other company schemes.
  20. 20. INR 50 will be awarded for new referrals after 5 successful installments by the referred member.
  21. 21. Management reserves the right to accept or reject any application without explanation.
  22. 22. Management’s decision is final in disputes during redemption.
  23. 23. Enrollment can occur any day, without a fixed start date.
  24. 24. Timely payments are necessary to qualify for scheme benefits.
  25. 25. Any payment issues will affect benefits and redemption schedule.
  26. 26. All payments should be recorded and reflected in the membership card.
  27. 27. Address issues with card entries or receipts promptly.
  28. 28. Early termination limits redemption to silver jewellery only.
  29. 29. Scheme completion is required to receive rewards and discounts.
  30. 30. Scheme completion is required to receive rewards and discounts.
  31. 31. The scheme does not cover refunds or exchanges for cash or bullion.
  32. 32. making jewellery are additional to the scheme investment.
  33. 33. Taxes on jewellery delivery are the member’s responsibility.
  34. 34. Scheme benefits cannot be combined with other promotions.
  35. 35. Referral bonuses are given after 5 successful installments by the referred member.
  36. 36. Management can reject applications without providing reasons.
  37. 37. Disputes during redemption are resolved based on management’s decision.
  38. 38. The membership card is required for redemption.
  39. 39. Accurate payment records are essential for tracking benefits.
  40. 40. Early scheme termination results in limited redemption options.
  41. 41. Terms and conditions are subject to change at management’s discretion.
  42. 42. Promotional materials and agreements should be reviewed before enrollment.
  43. 43. Full compliance with terms is required to receive scheme benefits.
  44. 44. Members must manage communication regarding scheme rules.
  45. 45. The scheme is valid only for jewellery purchases.
  46. 46. Refunds or exchanges for non-jewellery items are not allowed.
  47. 47. Prompt payment is necessary for discounts and rewards.
  48. 48. Membership benefits are tied to adherence to payment schedules.
  49. 49. Accurate KYC details are essential for the scheme.
  50. 50. All transactions and adjustments related to the scheme should be handled transparently.